SOFT LOAN–Governor Amado T. Espino, Jr. (standing, center) flashes the familiar Number One hand sign with the members of various cooperatives that received a P1.14 million soft-loan assistance at the Governor’s Office in Lingayen last December 5. The loan program provides loans for farmers and enterprising poor with lower interest rate of four percent every six months. Joining the Governor in the distribution of the cheques is PPO Consultant Luzviminda N.Muego (standing, left) and Population Program Officer IV Victorina S. Bańez (standing, right). (PIO Photo by Cecil Laure)

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