THE Philippine Health insurance Corporation (PhilHealth) has laid out payment options to its members before the implementation of a rate increase this June.

Members under the Individually Paying Program (IPP), KASAPI (Kalusugang Sigurado at Abot-kaya sa PhilHealth Insurance) and Group Enrolment Schemes with average monthly income of P25,000 and below may avail of the annual premium rate of P1,200 if full payment is made on or before June 30, 2012.

Members also have the option to lock-in, or advance the premium payment for two years at the rate of P1,200 per year on or before the same deadline.

PhilHealth is increasing premium payments to P2,400 per year starting July 1,2012

All payments may be made through PhilHealth’s Local Health Insurance Offices (LHIOs) or accredited collecting partners nationwide.

Members under the IPP and Organized Group Enrolment Scheme are entitled to in-patient benefits subject to existing policies on eligibility requirements.

However, only KASAPI members and their dependents are entitled to avail of Primary Care Benefits I (PCB I) effective April 1, 2012 as provided for in PhilHealth Circular No. 10, series of 2012.

KASAPI, developed to provide social health insurance through partnerships with Organized Groups (OG) for members in the informal sector, is open to OGs with at least 1,000 members, and at least 700 members are required to enroll. (PIA-Pangasinan/VHS

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