Tips when doing online transactions


IN this age of internet, life has become a lot easier as transactions with banks and stores can already be done with just few clicks on the computer and gentle tapping of fingers in their smartphones and tablets.

Technology, however, as helpful as it can in providing easy access to people, it can also be dangerous if not used responsibly and carefully. For not knowing any better, consumers end up as victims to scammers and fraudulent business practices.

To protect one’s self from being a victim of online scams and frauds, the Department of Trade and Industry (DTI) in Pangasinan advised all online users to always keep these words in mind, “Think, Before You Click.”

Peter Mangabat, provincial director of DTI –Pangasinan, offered the following tips:

1) Use original and different complex passwords for all your accounts. Password should be longer and a combination of lowercase and uppercase alpha-numeric characters.

2) Set passcodes on all your devices, tablets, phones, laptops.

3) Check and update your privacy settings in social media and avoid sharing personal information online.

4) Set passwords for access to your Wi-Fi network.

5) Watch out for emails offering investments and rewards that are too-good-to-be-true.

6) Beware of unusual email attachments and links.

7) Avoid sharing unnecessary personal details online and use temporary email addresses that will expire within a certain amount of time when signing up to one-off services.

8) Transact with reputable and trusted websites that use addresses that start with ‘https:’ and an icon of locked padlocks.

9) Turn on automatic updates for all your devices to secure your accounts.

10) Install and update firewalls, anti-virus and anti-spy software.

Mangabat said if in doubt of offered, investments and promotions offered online, check with the nearest DTI office. (2nd Floor Star Building, Arellano St., Dagupan City/ Tel. numbers (075)-515-3183/ 529-6177/ email . (JNPD/EMBS/PIA-1, Pangasinan)

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