LOAN PROGRAM––Dagupan City Mayor Belen T. Fernandez (right) and Landbank of the Philippines-A.B. Fernandez Branch Manager Kathleen Fernandez sign a memorandum of agreement on September 9 for a livelihood loan program for public officials and regular city hall employees. Witnessing the signing are City Administrator Farah Marie G. Decano (standing) and Department of Education division official Edilberto Abalos Sr. (left). (CIO photo by Mitz Cresencio)

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