BANGKO SENTRAL’S MOST OUTSTANDING LGU—Bangko Sentral ng Pilipinas (BSP) Governor Amando M. Tetangco, Jr., (right) hands an award to Governor Amado T. Espino, Jr. (2^nd from right) in recognition of Pangasinan as the most outstanding local government unit in the implementation of the Credit Surety Fund (CSF) during the 10th Awards Ceremony and Appreciation Lunch for BSP Stakeholders held last July 16 at the BSP Assembly Hall, Manila. The CSF program is a collateral-free loan facility extended to micro, small and medium enterprises (MSMEs) that are experiencing difficulty in obtaining loans from banks due to lack of acceptable collaterals, credit knowledge and credit track records.  (PIO Photo by Matt Magno)

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